AUG 18 → AUG 25 · SNAPSHOT PLAN

Budget Bridge to Tuesday

Pay the lawyer, protect recurring bills, and keep flexible spending inside one controlled weekly cap.

TXU deferred to Sep 9
Current cash
$2,409.11
Depository snapshot
Lawyer today
−$500.00
Mandatory
Fixed through Tue
−$608.36
Excludes lawyer & TXU
Flexible cap
$400.00
Adjust below
Tuesday cushion
$900.75
Before next payroll
Bridge-plan rulePay the lawyer first. Groceries and gas outrank dining, shopping, and subscriptions.
Next payroll not pre-spent

Flexible spending

Move the cap to see the cushion and daily limits recalculate.

$400.00
$250 tight$650 loose

What-if savings

Simulate postponing nonessential recurring charges.

Projected Tuesday cushion$900.75
✓ Assumes all three charges are successfully postponed before they post.
Why this is tight:Recent 30-day flexible spending included $1,251.52 in shopping and $1,070.08 in dining/drinks. Shopping is paused for this bridge week; dining stays capped.

Day-by-day guardrails

Projected balance assumes each day's flexible cap is fully used.

Fixed items

Obligations to protect before discretionary spending.

◷
TXU Energy → Sep 9Deferred from this bridge period. Recent recurring amount: $387.87.

Rules for this week

Simple constraints to keep the bridge intact.

  • ✓Pay the $500 lawyer first.
  • ✓Pause discretionary shopping.
  • ✓Dining only inside its assigned budget.
  • ✓Groceries and gas are priority spending.
  • ✓Do not pre-spend the next paycheck.
  • ✓Keep TXU reserved for Sep 9 planning.
Expected next payrollTue, Aug 25
+$2,334.68

Not included in the cushion. Treat it as the start of the next budget cycle only after it posts.